Top 10 Mutual Funds for SIP to Invest | Best Mutual Funds for Systematic Investment Plan (SIP)

Do you want to invest money in Mutual Funds through Systematic Investment Plan? Then you can check the top 10 Mutual Funds List from here. From the list, you can choose one of the best Mutual Fund for SIP. After selecting the Mutual Fund of the particular bank, you can invest amount for a long period. So, choose the Best SIP Mutual Fund. Therefore, verify the list which has given below. Thus, if you have any doubts about the SIP in Mutual Funds, then you can check the below sections.

Top Mutual Funds in India – Systematic Investment Plan

Here we are providing the list of mutual funds provided by different banks. By seeing the list, you can select the mutual plan of the particular bank in which you are interested. So, this helps in investing money for a long period. These top mutual funds have filtered or shortlisted based on some key factors. Also, these type of Mutual funds is suitable for moderate-risk and high-risk investor.

Normally the SIP is the method of investing money for a particular period. Also, the Systematic Investment Plan is nothing but investing money directly in Mutual Funds. So, this will help and make you a habit of saving money for future. When compare to other investment plans the SIP is the most convenient method. The method of Systematic Investment Plan into a Mutual Fund is the most popular method. Now you will able to know the key factors on which these mutual funds have categorised.

Top 10 Best Mutual Funds – Filtered Based on the Main Factors

Here we are providing the Top 10 Mutual Funds list in which they are analyzed based on some key factors which are given below.

  • The mutual funds which are below have taken based on the highest returns from the last five years. Also including the years in which they are a downturn in Stock markets.
  • Some of the mutual funds in the list would be repetition from last years as the mutual funds continue to perform well.
  • Also, they have filtered based on the Mutual Fund Assets under management which has greater than 100 crores. It shows that more and more no. of investors investing in such mutual funds creates confidence about the fund.
  • The Mutual funds which are rated by the Crisil as Rank 1, 2, 3, & 4 are selected for these top Mutual Fund’s list because their performance is more accurate in all market cycles.
  •  The VRO (Value Research online) rated these mutual funds as 4-star and 5-star. So, the highest star rating indicates that it can perform well when compared it with others in various Stock markets.

List of Top 10 Mutual Funds in India

S.no List of Mutual Funds Category Wise
1 ICICI Pru top 100 Mutual Fund Diversified
2 Principal Emerging Blue- chip fund Multi-cap/ Diversified
3 ICICI Pru Focussed Bluechip fund Diversified
4 DSP Blackrock Micro Cap Mutual Fund Mid-cap/ Small-cap
5 Franklin India Smaller Companies Fund Mid-cap/ Small-cap
6 Mirae Emerging Bluechip Fund Mid-cap/ Small-cap
7 ICICI Pru Balanced Mutual Fund Hybrid/ Balanced
8 HDFC Balanced Fund Hybrid/ Balanced
9 Kotak Select Focus Fund. Large cap
10 Birla Sun Life Frontline Equality Fund Large Cap

These are the top 10 best Mutual Funds in India to invest for a long period. So, you can know about each and every mutual fund which is there in the above table.

ICICI Pru top 100 Mutual Fund

The ICICI Prudential Top 100 Mutual Fund is an open ended diversified equity fund. Also, it consists of time-tested blue chip stocks which represent the core of the market.

Investment Philosophy of ICICI 

  • The ICICI Prudential Top 100 Fund seeks to invest the large amount and aims to get benefit from the long-term investments. So, that the markets as to offer in the large-cap space.
  • The investments which are made in the ICICI Fund spread across sectors to ensure risk diversification.

Key Benefits of the Fund

  • This ICICI Pru top 100 fund allows you to invest an amount in a portfolio targeted at large cap stocks. So, which are preferred in their sectors.
  • It also helps to reduce the adverse effects through diversification across the sectors.
  • Finally, this product is suitable for investors who want long-term wealth creation solution.

Principal Emerging Blue-chip fund

Mainly the primary objective of the Principal Emerging Blue-chip fund is to achieve long-term capital by investing an amount in equity.

Plan Offers of the Scheme

  • There are two Plans i.e. Regular Plan and Direct Plan. Both the plan offers growth and dividend option.
  • The dividend option in both plans offers the facility of reinvestment, payout, and sweep.

Minimum Investment for both New and Existing One

The new investor has to invest of Rs. 5000/- and an existing investor has to invest of rs. 1000/-. In this scheme, you have other features like SIP/SWP/STP.

For SIP: 6 installments of 2000/- each.

STP: 6 installments of 1000/- each.

SWP:6 installments of 500/- each.

ICICI Pru Focussed Bluechip fund

The ICICI Pru Focussed Bluechip fund is an open-ended equity scheme. It mainly aims for growth by investing some amount in a focused portfolio of leading blue chip companies.

 Benefits for ICICI Pru Focussed Bluechip fund

The some of the benefits of this scheme is

  • Generally, the blue chip companies have sustained business performance and they can be financially rewarding investments over the long period.
  • They have relative stability in terms of market price. So, it will minimize the risk for investors.
  • it is one of the best from the top 10 mutual funds to invest for a long period.

DSP Blackrock Micro Cap Mutual Fund

The investment objective of the DSP Blackrock Micro Cap is to generate long term capital from a portfolio that is constituted of equality. which are not a part of other 300 companies.

  • The DSP Blackrock Micro Cap Mutual Fund is a category of Diversified equality mutual fund.
  • The DSP Blackrock Micro Cap Mutual Fund Manager is Vinit Sambre.
  • The expense ratio of the DSP Blackrock Micro Cap Mutual Fund is 2.00% as per 2017.
  • The DSP Blackrock Micro Cap Mutual Fund has beaten its benchmark and provided 28% annualized return in 5 years.
  • The exit load is 1.0%.
  • It’ s goal is Capital Appreciation.

Franklin India Smaller Companies Fund

  • The Franklin India Smaller Companies Fund is an open ended diversified equity fund that provides long-term capital by investing in stocks.
  • This fund is defined smaller or mid and small cap like the ones which have the market capitalization below of 100th stock in CNX 500 index.
  • Franklin India Smaller Companies Fund is suitable for the investors who are interested and comfortable with high risk and are willing to invest for long period.
  • It focusses in finding high growth companies which are operating in small cap space that are like to transform into tomorrow’ s market leaders.
  • The nature of mid and small cap stocks over the short term with an investment over a period of 3-5 years.

Mirae Emerging Bluechip Fund

The investment objective of the Mirae Emerging Bluechip Fund is to generate long-term capital from a portfolio that is constituted of equality. In which they are are not a part of other 100 top stock markets companies.

  • The Mirae Emerging Bluechip Fund has beaten its benchmark and provided 28% annualized return in 5 years.
  • From last three years, it gave a superior return of 46%.
  • If you invest Rs.1000/- per month through Systematic Investment plan of 5 years, then your total investment is approx of Rs. 60000/- and your investment value is Rs. 132,000.
  • It has performed well in the last five years & gave 28% return when compared with the benchmark of 16%.
  • Among Top 10 mutual funds, it is one of the top SIP Mutual Fund schemes in which you can invest for long period of 10 years.

ICICI Pru Balanced Mutual Fund

The objective of the scheme is that it invests an amount in equities as well as money market securities and fixed income.

  • The fund has beaten its benchmark and provided 17.8% annual returns in the past 5 years.
  • If you invest Rs.1000/- per month through Systematic Investment plan of 5 years, then your total investment is approx of Rs. 60000/- and your investment value is Rs. 96,400/-.
  • The ICICI Pru Balanced Mutual Fund will reduce risk by investing part of the investments made in debt instruments.
  • Thus, it is one of the Systematic Investment Plan mutual funds to invest in the balanced category.

HDFC Balanced Fund

The objective of the HDFC Balanced Fund Scheme is to generate capital with the current income from the combined portfolio of equality & debt instruments.

  • This scheme invests 60% inequality & balance in money market instruments.
  • The HDFC Balanced Fund has beaten its benchmark and was provides 17% of annual return in the past 5 years.
  • If you invest Rs.1000/- per month through Systematic Investment Plan of 5 years, then your total investment is approx of Rs. 60000/- and your investment value is Rs. 97,000/-.
  • The Crisil ranks it in the second position and VRO as 4-star.
  • The HDFC Balanced Fund is one of the best from the top 10 mutual funds to invest an amount for a particular period of time.

Kotak Select Focus Fund

The main objective of the Kotak Select Focus Fund is to produce capital appreciation from a diversified portfolio of equity-related instruments.

  • For past 5 years, Kotak Select Focus Fund has beaten all the difficulties and provided annual returns as 19.7%.
  • If you invest Rs.1000/- per month through Systematic Investment Plan of 5 years, then your total investment is approx of Rs. 60000/- and your investment value is Rs. 104,000/-.
  • it has ranked in the first position by the Crisil and VRO as 4-star.
  • Among top 10 mutual Funds, it is one of the best SIP Mutual funds to invest for long period of 10-20 years.

Birla Sun Life Frontline Equality Fund

The main aim of the Birla Sun Life Frontline Equality Fund is to produce investment for a long period, by the target portfolio with the target allocation of 100% equity.

  • From the last five years, the fund has beaten all the difficulties & have provided 18% of annual returns.
  • If you invest Rs.1000/- per month through Systematic Investment Plan of 5 years, then your total investment is approx of Rs. 60000/- and your investment value is Rs. 97,000/-.
  • It has ranked in the first position by the Crisil and VRO as 5-star.
  • Therefore, it is one of the Best Top 10 mutual funds to invest for a long term of 15-20 years.
SIP Calculator
Updated: March 3, 2017 — 10:23 am

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